subjektivno tveganje
osebna odgovornost zavarovanca, subjektivno tveganje
(economics) the lack of any incentive to guard against a risk when you are protected against it (as by insurance) [(ekonomija) pomanjkanje kakršne koli spodbude, da bi se zaščitili pred tveganjem, če ste proti njemu zavarovani (npr. z zavarovanjem)]